Is AAPL (Apple Inc.) Halal or Haram?

Based on our AAOIFI-standard shariah screening, AAPL is Halal and considered permissible for Muslim investors. It passed all 4 of 4 compliance screens including business activity review, debt-to-market-cap ratio (2.87% vs ≤33% threshold), interest income ratio (0.00% vs ≤5% threshold), and cash & securities ratio (1.40% vs ≤33% threshold).

Apple Inc. stands as the world's premier consumer electronics company, generating the bulk of its revenue from iconic hardware like the iPhone, Mac, and iPad. Beyond devices, the company has built a massive ecosystem through its Services segment, which includes the App Store, iCloud, Apple Music, and Apple Pay, creating a sticky user base that drives recurring revenue. Its dominance in the premium smartphone market allows for high profit margins that few competitors can match. For Muslim investors using HalalStocks.co.uk, Apple is currently classified as Halal, having passed all four AAOIFI screening criteria. This is significant because many large tech companies often struggle with the debt or liquidity thresholds, yet Apple maintains a remarkably clean financial structure. Investors can confidently include AAPL in their portfolios without the need for purification, as the company's impermissible income sources are virtually non-existent based on the latest filings. From a financial perspective, Apple's strength lies in its incredibly low leverage; with interest-bearing debt sitting at only 2.9% of its market capitalization, it is far below the 33% limit set by Shariah scholars. Furthermore, the company holds very little cash relative to its massive valuation (1.4%), meaning it is efficiently deploying capital rather than hoarding cash in interest-bearing accounts. This financial discipline makes it a blue-chip staple for Shariah-compliant portfolios. While the stock is currently compliant, investors should keep an eye on the Services segment, particularly the App Store and Apple TV+, where content can sometimes veer into grey areas. However, because the vast majority of Apple's income is derived from neutral hardware sales and software subscriptions, the incidental income from potentially non-compliant entertainment content remains a tiny fraction of the whole, well within permissible tolerance levels. Apple Inc. operates in the Technology sector under the Consumer Electronics industry and is headquartered in Cupertino, CA, US. The company is led by CEO Timothy D. Cook and employs approximately 164,000 people.

AAPL was screened using AAOIFI-based shariah compliance criteria. Four tests are applied: (1) Business Activity — the company's core business must not derive primary income from haram (prohibited) activities such as alcohol, gambling, tobacco, or interest-based finance. (2) Debt-to-Market-Cap — total debt must not exceed 33% of market capitalization. (3) Interest Income — interest income must not exceed 5% of total revenue. (4) Cash & Securities — cash and interest-bearing securities must not exceed 33% of market cap. AAPL passed 4 of these 4 screens.

AAPL has negligible interest income, so purification may not be necessary. However, it is always advisable to consult a qualified scholar regarding your specific investment situation.

AAPL was last screened on 2026-02-24. Shariah compliance status can change as companies report new financial data, acquire new businesses, or shift revenue streams. We recommend checking back periodically for the most up-to-date screening results.